Accounts
Checking & Savings
Kraftman Federal Credit Union has a checking and savings account to suit your needs.
| Services |
|---|
| Direct Deposit |
| Debit Cards |
| Pre-paid Debit Cards |
| Courtesy Pay |
Other Accounts
Certificates Of Deposit
Share Accounts
Christmas Club
IRAs
Dividend Rates
Member Accounts are federally insured to $250,000 and Retirement Accounts are federally insured separately to $250,000 by NCUA, a U.S. Government Agency.
| Share & Share Draft Accounts | DIVIDEND RATE | APY** |
|---|---|---|
| Share (Savings) Effective February 1, 2023 | .50% | .50% |
| Share Draft (Checking) Effective February 1, 2023 | .10% | .10% |
| IRA Effective January 1, 2023 | 2.00% | 2.02% |
| Certificates of Deposit | DIVIDEND RATE | APY** |
|---|---|---|
| 6 Month | 4.00% | 4.07% |
| 12 Month | 4.75% | 4.85% |
| 24 Month | 4.25% | 4.33% |
| 60 Month | 3.50% | 3.56% |
| Jumbo Certificates $99,000 & Above | DIVIDEND RATE | APY** |
|---|---|---|
| 6 Month | 4.25% | 4.33% |
| 12 Month | 5.00% | 5.11% |
| 24 Month | 4.50% | 4.59% |
| 60 Month | 3.75% | 3.82% |
Kraftman Federal Credit Union Share (Savings) and Share Draft (Checking) Accounts are variable rate accounts. The dividend rate and annual percentage yield may change at any time.
We may change the dividend rate for your account as determined by the credit union Board of Directors. Dividends earned are posted monthly. Applicable fees and conditions could reduce the earnings on your account.
Helpful Links
Co-op Shared Branching
Shazam Brella
