Member Accounts are federally insured to $250,000 and Retirement Accounts are federally insured separately to $250,000 by NCUA, a U.S. Government Agency.
Effective March 18, 2020
Share and Share Draft Accounts
|
APR
|
APY
|
Shares (Savings)
|
.25%
|
.25%
|
Christmas Club
|
.25%
|
.25%
|
Effective July 1, 2020
|
APR
|
APY
|
Share Draft (Checking)
|
.05%
|
.05%
|
Effective April 1, 2020
Effective March 18, 2020
Certificates Of Deposit
|
APR
|
APY
|
6 Month
|
.40%
|
.40%
|
12 Month
|
.50%
|
.50%
|
24 Month
|
.60%
|
.60%
|
60 Month
|
.75%
|
.75%
|
Effective March 18th, 2020
Jumbo Certificates $99,000 and above
|
APR
|
APY
|
6 Month
|
.50%
|
.50%
|
12 Month
|
.60%
|
.60%
|
24 Month
|
.70%
|
.70%
|
60 Month
|
.85%
|
.85%
|
Kraftman Federal Credit Union Share (Savings) and Share Draft (Checking) Accounts are variable rate accounts. The dividend rate and annual percentage yield may change at any time.
We may change the dividend rate for your account as determined by the credit union Board of Directors. Dividends earned are posted monthly. Applicable fees and conditions could reduce the earnings on your account.