Dividend Rates

Member Accounts are federally insured to $250,000 and Retirement Accounts are federally insured separately to $250,000 by NCUA, a U.S. Government Agency.

Current Dividend Rates

* Shared and Shared Draft Accounts

* Effective March 18, 2020 *
Shares (savings) - .25% APR - .25% APY
Christmas Club - .25% APR - .25% APY
* Effective July 1, 2020 *
Share Draft (checking) - .05% APR - .05% APY
* Effective April 1, 2020 *
IRA - 1.00% APR - 1.00% APY
Contact Us To Lock In Your Rate!

Current Dividend Rates

* Certificates Of Deposit

* Effective March 18, 2020 *
6 Month - .40% APR - .40% APY
12 Month - .50% APR - .50% APY
24 Month - .60% APR - .60% APY
60 Month - .75% APR - .75% APY
Contact Us To Lock In Your Rate!

Current Dividend Rates

* Jumbo Certificates $99,000 And Above

* Effective March 18, 2020 *
6 Month - 50% APR - .50% APY
12 Month - .60% APR - .60% APY
24 Month - .70% APR - .70% APY
60 Month - .85% APR - .85% APY
Contact Us To Lock In Your Rate!

Kraftman Federal Credit Union Share (Savings) and Share Draft (Checking) Accounts are variable rate accounts. The dividend rate and annual percentage yield may change at any time.

We may change the dividend rate for your account as determined by the credit union Board of Directors. Dividends earned are posted monthly. Applicable fees and conditions could reduce the earnings on your account.