Member Accounts are federally insured to $250,000 and Retirement Accounts are federally insured separately to $250,000 by NCUA, a U.S. Government Agency.

Effective March 18, 2020

Share and Share Draft Accounts	APR	APY
Shares (Savings)	.25%	.25%
Christmas Club	.25%	.25%

Effective April 1, 2020

	APR	APY
Share Draft (Checking)	0%	0%

Effective April 1, 2020

	APR	APY
IRA	1.00%	1.00%

Effective March 18, 2020

Certificates Of Deposit	APR	APY
6 Month	.40%	.40%
12 Month	.50%	.50%
24 Month	.60%	.60%
60 Month	.75%	.75%

Effective March 18th, 2020

Jumbo Certificates $99,000 and above	APR	APY
6 Month	.50%	.50%
12 Month	.60%	.60%
24 Month	.70%	.70%
60 Month	.85%	.85%

Kraftman Federal Credit Union Share (Savings) and Share Draft (Checking) Accounts are variable rate accounts. The dividend rate and annual percentage yield may change at any time.

We may change the dividend rate for your account as determined by the credit union Board of Directors. Dividends earned are posted monthly. Applicable fees and conditions could reduce the earnings on your account.