Member Accounts are federally insured to $250,000 and Retirement Accounts are federally insured separately to $250,000 by NCUA, a U.S. Government Agency.
Effective April 1, 2012
Share and Share Draft Accounts
|
APR
|
APY
|
Shares (Savings)
|
.25%
|
.25%
|
Share Draft (Checking)
|
.10%
|
.10%
|
Christmas Club
|
.25%
|
.25%
|
Effective January 1, 2019
Effective December 19, 2018
Certificates Of Deposit
|
APR
|
APY
|
6 Month
|
.70%
|
.70%
|
12 Month
|
1.75%
|
1.76%
|
24 Month
|
2.00%
|
2.01%
|
60 Month
|
2.50%
|
2.52%
|
Effective December 19, 2018
Jumbo Certificates $99,000 and above
|
APR
|
APY
|
6 Month
|
.95%
|
.95%
|
12 Month
|
2.00%
|
2.01%
|
24 Month
|
2.25%
|
2.27%
|
60 Month
|
2.75%
|
2.78%
|
Kraftman Federal Credit Union Share (Savings) and Share Draft (Checking) Accounts are variable rate accounts. The dividend rate and annual percentage yield may change at any time.
We may change the dividend rate for your account as determined by the credit union Board of Directors. Dividends earned are posted monthly. Applicable fees and conditions could reduce the earnings on your account.
